Alicia Cooper makes sure to contribute ten percent of her monthly earnings to her 401(k) plan at work. Her 401(k) plan allows her to invest in several different types of mutual funds. Which suggestion for the obtaining money she needs for investing is she following? A. Paying herself first

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B. Taking advantage of employer-sponsored retirement programs

C. Participating in an elective savings program

D. Making a special effort once or twice a year to save

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